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    Storm Damage

    All you need to know about filing a claim

    Does your house look like this?

    How To File A Claim:

    1

    Inspection


    Before contacting your insurance company, reach out to Storm Exteriors for a full property inspection to identify any damage. We’ll assess the situation and guide you through the process of evaluating the damage.

    2

    Contact


    Next, get in touch with your insurance company. This step is quick and simple.

    • You’ll need to provide the date of the storm and details about the damage observed, including whether it was caused by hail or wind.
    • Have a pen and paper ready to write down your claim number and the insurance adjuster’s contact details.

    3

    Adjustment


    The insurance adjuster will reach out within 48 hours to schedule a visit to inspect the damages. It’s essential to have a Storm Exteriors representative on-site during this appointment to ensure that all damages are properly noted.

    4

    Scope of Loss / Payments


    After the adjuster completes their assessment, they will provide you with a scope of loss—a detailed report outlining the damages.

    • The insurance company will then issue an initial payment for the Actual Cash Value (ACV) of the damages.
    • Typically, there are two payments: the initial ACV payment and a second payment covering depreciation, supplements like code-related upgrades, permit fees, and any missed items.
    • The second payment is issued once Storm Exteriors has completed all repairs and notified the insurance company.