Storm Damage
All you need to know about filing a claim
Does your house look like this?
How To File A Claim:
1
Inspection
Before contacting your insurance company, reach out to Storm Exteriors for a full property inspection to identify any damage. We’ll assess the situation and guide you through the process of evaluating the damage.
2
Contact
Next, get in touch with your insurance company. This step is quick and simple.
- You’ll need to provide the date of the storm and details about the damage observed, including whether it was caused by hail or wind.
- Have a pen and paper ready to write down your claim number and the insurance adjuster’s contact details.
3
Adjustment
The insurance adjuster will reach out within 48 hours to schedule a visit to inspect the damages. It’s essential to have a Storm Exteriors representative on-site during this appointment to ensure that all damages are properly noted.
4
Scope of Loss / Payments
After the adjuster completes their assessment, they will provide you with a scope of loss—a detailed report outlining the damages.
- The insurance company will then issue an initial payment for the Actual Cash Value (ACV) of the damages.
- Typically, there are two payments: the initial ACV payment and a second payment covering depreciation, supplements like code-related upgrades, permit fees, and any missed items.
- The second payment is issued once Storm Exteriors has completed all repairs and notified the insurance company.